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Freelance Rate Calculator

Find the hourly rate you must charge to hit your income goal.

Most freelancers undercharge because they guess. This calculator works backward from the income you actually want, accounting for the fact that not every hour is billable. Charge the right rate from day one.

Why your rate is higher than you think

If you want $3,000/month but only bill 20 hours a week, your rate is not $3,000 ÷ 160 hours — it is $3,000 ÷ ~87 billable hours. The tool does this for you. Then use AI to deliver faster with the AI Prompt Generator.

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FAQ

How do I calculate my freelance hourly rate?

Divide your monthly income goal by your actual billable hours per month (not total hours). Admin, sales and breaks are not billable, so your rate must be higher than a salary equivalent.

Should I charge hourly or per project?

Per project usually earns more because clients pay for the result, not your time. Use this hourly figure as your internal floor when quoting a fixed price.

How can I deliver faster and raise my effective rate?

Use AI to draft, research and produce first versions. The AI Cashflow Kit includes prompts that cut delivery time on copy, outreach and content.

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